To pull a joint report the borrowers in question must be specified as married to one another. Your PreApp application allows for up to six borrowers on one loan file, so this specification is necessary.
The borrower is asked on the application if they are married to the co-borrower, but if this data field is not filled in when you go to pull credit go back to the Borr. Info tab of the application and click to edit the borrower in question.
In the Edit Borrower window, make sure the Marital Status field is set to Married. This will open a subsequent “Married To…” field where you can specify who the spouse is.
When you navigate back to the Credit Pull Window, you will see that you can now pull a joint report.
