PreApp Privacy Policy

Last updated: August 29,2021

PLEASE READ THIS POLICY CAREFULLY TO UNDERSTAND HOW WE TREAT YOUR PERSONAL INFORMATION AND YOUR CHOICES AND RIGHTS.  IF YOU DO NOT AGREE WITH THE TERMS AND CONDITIONS OF THIS POLICY, YOU SHOULD NOT ACCESS OR USE THE APP OR OUR SITE.

THE WEBSITE AND PLATFORM ARE INTENDED FOR USERS LOCATED IN THE UNITED STATES, AND THEY ARE NOT INTENDED FOR USERS LOCATED IN OTHER COUNTRIES, INCLUDING THE EUROPEAN UNION AND THE EUROPEAN ECONOMIC AREA.

Introduction

PreApp, LLC (also referred to herein as “we,” “us,” and “our”) is committed to protecting the privacy and security of the personal information we collect, use, share, and otherwise process as part of our business. We also believe in transparency, and we are committed to informing you about how we treat the data we collect and process.

This Privacy Policy (the “Policy”) describes our practices regarding your personal information when you visit our website, www.preapp1003.com, including any services, or solutions offered on or through the website (collectively the “Site”).  This Policy does not apply to information collected or obtained by or through any other means, including from third parties outside the Site. 

What Information Do We Collect?

We collect the following information from you for the purposes described in the “How Do We Use and Share Your Information?” section of this Policy.

User Registration – When you create a user account for the Site, we collect your name, address, email address and phone number.  You consent to and will receive emails and SMS messages from us and our partners at the email address and phone number provided.

End User Information – If you are an individual submitting information in connection with a request from a mortgage loan originator we may receive your name, Social Security number, date of birth, physical address, email address, cell phone number, MSISDN (a mobile banking number), financial information, employment status, marital status, demographic information and any other information requested by the mortgage loan originator for the purpose of processing a mortgage loan.

Location Information – When you use the Site, we may automatically collect geolocational information from your mobile device, your wireless carrier, or certain third-party service providers (“Geolocational Information”).

Communications, Feedback, Support, and Inquiries – If you contact us via the Site, we may receive your name, email address, and telephone number, as well as the subject matter of your message and any comments, ratings, reviews, content or responses that you choose to provide.  If you contact us via telephone, we may also collect recordings of your call.
If you receive email communications from us, we use certain tools to capture data related to if/when you open our message or click on any links or banners it contains.  Other information collected through this email tracking feature includes: your email address, the date and time of your clicks, a message number, a tracking URL number, and a destination page.

Cookies and Similar Technologies – The Site may use cookies and similar technologies. Please see the “Cookies and Similar Technologies” section of this Policy for more information.

How Do We Use and Share Your Information?
How do we use the information described in this Policy?

To the extent permitted by applicable law, we may use the information described above in order to:

  • Facilitate loan applications for mortgage loan originators; 
  • Ensure the privacy and security of our Site and services; 
  • Operate and improve our business, services, and the Site; 
  • Provide services, products, content, customer service, and functionality; 
  • Honor our terms and conditions and contracts;
  • Process and complete payments and other transactions;
  • Improve our products and services and develop new products and services; 
  • Maintain our databases and back-ups, including records of our communications with you; 
  • Detect fraud and prevent loss;
  • Support and improve the Site, including evaluations of functionality and features; 
  • Improve our customer service; 
  • Communicate with you and respond to your feedback, requests, questions, or inquiries; 
  • Promote our products and services; 
  • Contact you about other products and services provided by PreApp, LLC;  
  • Improve our marketing efforts, including by providing more tailored advertising; 
  • Analyze use of the Site and our services and prepare aggregate traffic information; 
  • Determine and track user interests, trends, needs, and preferences; 
  • Facilitate corporate mergers, acquisitions, reorganizations, dissolutions, or other transfers; 
  • Obtain and maintain insurance coverage, manage risks, and obtain professional advice; 
  • Accomplish any other purpose related to and/or ancillary to any of the purposes and uses described in this Policy for which your information was provided to us; 
  • Accomplish another purpose described to you when you provide the information, for which you have consented, or for which we have a legal basis under law; 
  • Comply with federal, state, or local laws; 
  • Comply with a civil, criminal, or regulatory inquiry, investigation, subpoena, order, or summons by federal, state, or local authorities;  
  • Cooperate with law enforcement agencies;
  • Exercise or defend legal rights or claims; an
  • Create, use, retain, or disclose de-identified or aggregated data.
How do we disclose or share the information described in this Policy?
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